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You are here: Home / Broker Monthly Highlights / Monthly Broker Insider: August 2024

Monthly Broker Insider: August 2024

August 21, 2024 by PLM

PLM Monthly Broker Insider
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Relook at Your Commercial Book with Us!

Owning and operating a business in the wood industry comes with many responsibilities for your clients. From their customers, their employees, the community they serve, or the family that relies on them, you (and everyone at your agency) help make a promise to each of them – a promise of safety and longevity through the security of their business.

Whether you’re working with a new client, looking to build and grow from past relationships, or looking to have a conversation about our appetite, PLM is ready for your submission.

PLM and Green Tree remain as dedicated as ever to serving the forest products and building materials industries by providing Property, Casualty, Commercial Auto, Umbrella, along with Workers Compensation placement and other coverage solutions.

Click HERE to see what we need for a quote or send us a submission directly at NewBiz@plmins.com

PLM works with all licensed insurance brokers like you without any requirements for appointments, premium amount or volume. We provide a comprehensive insurance program including worker’s compensation through Green Tree to find the right solution for your client’s business.

Protection for Primary Manufacturing

The primary manufacturing segment includes sawmills, pallet manufacturing, and other heavy manufacturing operations. This is a high-severity segment with its own unique risk characteristics and insurance coverage needs.

PLM’s expertise in this segment is what sets us apart. At PLM we offer:

  • Focused Expertise – we understand this business because it is all we focus on – providing insurance services specifically for the lumber, woodworking, and building materials industries.
  • Personalized Service – we have local Business Development Representatives and a dedicated, centralized Customer Service team. You can count on PLM being there for you, your client, and their business every step of the way.
  • Strong Financials – because of the nature of this high-risk industry, you need a company that can last. While others may come in and out of the marketplace, PLM has stood strong for over 125 years serving heavy manufacturing businesses across America.
  • Focus on Risk Management – Loss Control Specialists offer consultative services to help reduce the chance of a loss – along with industry specific safety resources and programs to protect our insureds’ business.
  • Expert Claims Handling – our experienced Claim Specialists already understand the operations and equipment. At the time of a loss, they are ready to handle claims quickly and fairly so our insureds can get back to business sooner.
  • Comprehensive Coverages – we craft coverage solutions for their unique business needs. Through PLM and Green Tree Risk Partners, we offer a complete insurance program including workers’ compensation.

Reach out to your PLM Underwriter to discuss any potential opportunities or submit new business inquiries here

Behind the Scenes: Using Infrared Thermography

With the evolution of infrared thermography, inspectors can now use special cameras and equipment to see what is invisible to the naked eye. These infrared cameras capture the thermal radiation emitted by anything with a temperature and turn them into colorful images where each hue represents a different temperature. For instance, warmer areas are typically shown in warm colors such as red, orange, or yellow, while cooler areas are represented by cooler colors like blue or green. Thermographers analyze these thermal images to identify anomalies, temperature patterns, or potential issues such as electrical faults, insulation deficiencies, or water leaks.

Read more HERE

Wondering about new business opportunities in your own neighborhood? Here are some examples of accounts successfully written by PLM or with WC placed through Green Tree Risk Partners.

PLM

  • Custom Millwork Mfg. – MA : $311,000
  • Portable Sawmill – PA : $2,200
  • Building Supply Store – NY : $108,500
  • Wooden Stair Mfg. – NJ : $150,500
  • Custom Furniture Mfg. – VT : $97,000
  • Hardware Store – AR:  $32,300
  • Custom Cabinet Mfg. – NC : $4,100
  • Custom Furniture Mfg. – FL : $73,500
  • Wood Flooring Mfg. – MO : $23,500
  • Building Supply Co. – GA : $199,000
  • Wood Component Mfg. – WA : $1,500
  • Hardware Store – KS : $21,200
  • Custom Cabinet Mfg. – TX : $128,600
  • Custom Sawn Lumber Mfg. – OR : $44,000
  • Reclaimed Lumber Mfg. – WY : $34,000

Green Tree Risk Partners

  • Lumber Supplier – NY : $22,710
  • Custom Furniture Mfg. – PA : $11,500
  • Sawmill – VT : $13,600
  • Custom Cabinet Mfg. – CT : $21,200
  • Molding & Millwork Mfg. – VA : $5,300
  • Custom Furniture Mfg. – NC : $42,100
  • Hardware Store – LA : $3,600
  • Custom Truss Mfg. – FL : $37,000
  • Horse Bedding Mfg. – AL : $50,000
  • Custom Cabinet Mfg. – NC : $4,800
  • Custom Millwork Mfg. – MN : $225,000
  • Lumber Yard – KS : $2,700
  • Custom Molding Mfg. – AZ : $10,200
  • Lumber Mill – MI : $22,400
  • Wooden Pallet Mfg. – WI : $98,000
Find PLM and GTRP at these upcoming insurance conventions and trade show events:

View Full Event Listing Here

Filed Under: Broker Monthly Highlights

Pennsylvania Lumbermens Mutual Insurance Company
One Commerce Square
2005 Market Street, Suite 1200
Philadelphia, PA 19103

Toll Free: 1.800.752.1895
Fax: 215.625.9097
CustServ@plmins.com

              
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