The Dovetail: A Program for Small Hardware Stores

The Dovetail: A Program for Small Hardware Stores

Last year, PLM launched a small business program specifically for hardware stores called HardwareXpress. It was a new solution designed to meet the unique needs of smaller hardware stores while offering a quick quoting process and competitive rates.

As we enter the second year of this program, we wanted to revisit what qualifies for HardwareXpress (HX) and its many benefits.

Who is eligible for HX?

• Single Location Hardware Stores
• Up to $3 Million Total Insured Value (TIV)
• Up to $2 Million in Annual Sales
• 4 Autos or Fewer
• No Installation Services

If you are seeking coverage for a hardware store that doesn’t meet the above criteria, PLM always welcomes hardware stores of all sizes – regardless of values, autos, or locations and can partner with you on a quote outside of the HardwareXpress program.

What are the benefits of HX?

• 2-Year Policies – Lock in a competitive insurance rate for two years.
• No Pre-Inspection – We partner with your client for a virtual inspection after a policy is bound.
• Quick & Easy Quotes – Get a bindable quote in 48-hours.
• All Inclusive Program – Comprehensive coverage crafted to fit the needs of hardware stores including cyber, employment practices, and profits. Workers’ comp is also available through Green Tree Risk Partners.
• EFT Billing – Your client can set it and forget it with our automatic payment options.
• Backed by PLM – Benefit from PLM’s years of industry knowledge and expertise.

Have hardware stores in your book of business? Learn more about how HardwareXpress can protect hardware stores across America or request a HX quote by visiting www.plmins.com/hardware.